Resolução CMN N° 5.026

Conteúdo do Documento

O texto vigente do MCR encontra-se no seguinte endereço eletrônico: www3.bcb.gov.br/mcr.RESOLUÇÃO CMN Nº 5.026, DE 29 DE JUNHO DE 2022Define os encargos financeiros para financiamentos com recursos dos Fundos Constitucionais de Financiamento, de que trata a Seção 8 do Capítulo 7 (Encargos Financeiros e Limites de Crédito), e ajusta normas da Seção 4-A (Metodologia de cálculo das Taxas de Jur...

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<a href="https://www3.bcb.gov.br/mcr" target="_blank">O texto vigente do MCR encontra-se no seguinte endereço
eletrônico: www3.bcb.gov.br/mcr.</a> RESOLUÇÃO CMN Nº 5.026, DE 29 DE JUNHO DE 2022Define os <a name="_Hlk63848127">encargos financeiros
para financiamentos com recursos dos Fundos Constitucionais de Financiamento,
de que trata a Seção 8 do Capítulo 7 </a><a name="_Hlk62049504">(Encargos Financeiros e Limites de Crédito), </a><a name="_Hlk74758465">e ajusta normas da Seção 4-A (Metodologia de cálculo das
Taxas de Juros Rurais dos Fundos Constitucionais de Financiamento </a>– TRFC) do Capítulo 2 (Condições Básicas) do Manual de Crédito
Rural (MCR).O Banco Central do Brasil, na forma do art. 9º da Lei nº 4.595, de
31 de dezembro de 1964, torna público que o Conselho Monetário Nacional, em
sessão extraordinária realizada em 29 de junho de 2022, tendo em vista as
disposições do art. 4º, inciso VI, da Lei nº 4.595, de 1964, dos arts. 4º e 14
da Lei nº 4.829, de 5 de novembro de 1965, e do art. 1º da Lei nº 10.177, de 12
de janeiro de 2001, R E S O L V E U :Art. 1º  A Seção 4-A
(Metodologia de cálculo das Taxas de Juros Rurais dos Fundos Constitucionais de
Financiamento – TRFC) do Capítulo 2 (Condições Básicas) do Manual de Crédito
Rural (MCR) passa a vigorar com as seguintes alterações:“12
- .................................................................................................................<table class="MsoNormalTable" width="624" cellspacing="0" cellpadding="0" border="1" style="width:467.8pt;border-collapse:collapse;border:medium none;"><tbody><tr><td width="310" style="width:232.7pt;border:1pt solid windowtext;padding:0cm 5.4pt;">Tipo de Operação</td><td width="155" style="width:116pt;border-color:windowtext windowtext windowtext currentcolor;border-style:solid solid solid none;border-width:1pt 1pt 1pt medium;padding:0cm 5.4pt;">Receita Bruta Anual</td><td width="132" style="width:99.25pt;border-color:windowtext windowtext windowtext currentcolor;border-style:solid solid solid none;border-width:1pt 1pt 1pt medium;padding:0cm 5.4pt;">Fatores de Programa</td></tr><tr><td rowspan="3" width="310" valign="top" style="width:232.7pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;"> Investimento,
inclusive com custeio ou capital de giro associado</td><td width="155" style="width:116pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Até R$16 milhões</td><td width="132" valign="top" style="width:99.25pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,5605694</td></tr><tr><td width="155" style="width:116pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de R$16 a R$90 milhões</td><td width="132" valign="top" style="width:99.25pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,7668207</td></tr><tr><td width="155" style="width:116pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Acima de R$90 milhões</td><td width="132" valign="top" style="width:99.25pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,9677839</td></tr><tr><td rowspan="3" width="310" valign="top" style="width:232.7pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;"> Custeio
ou capital de giro e comercialização</td><td width="155" style="width:116pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Até R$16 milhões</td><td width="132" valign="top" style="width:99.25pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,6240302</td></tr><tr><td width="155" style="width:116pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de R$16 a R$90 milhões</td><td width="132" valign="top" style="width:99.25pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,8514387</td></tr><tr style="height:5.95pt;"><td width="155" style="width:116pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;height:5.95pt;">Acima de R$90 milhões</td><td width="132" valign="top" style="width:99.25pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;height:5.95pt;">1,0735489</td></tr><tr><td width="310" style="width:232.7pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">Operações
destinadas:a)
ao financiamento de projetos de conservação e proteção do meio ambiente,
recuperação de áreas degradadas ou alteradas, recuperação de vegetação nativa
e desenvolvimento de atividades sustentáveis no âmbito da Agricultura de
Baixo Carbono (ABC), e de áreas com produção certificada, nacional ou
internacionalmente, de baixa emissão ou neutralidade em carbono, com base em
evidências científicas, desde que o projeto não contemple abertura de novas
áreas a partir da supressão de matas/florestas nativas; b)
ao financiamento de projetos para inovação tecnológica nas propriedades
rurais, inclusive a geração de energia por fontes renováveis, observado que a
energia deve se destinar exclusivamente ao uso próprio na propriedade rural; c)
ampliação, modernização, reforma e construção de novos armazéns.</td><td width="155" style="width:116pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Qualquer valor</td><td width="132" style="width:99.25pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,2855746</td></tr></tbody></table>” (NR)“17 - Caso a TRFCpós
apresente resultado negativo devido ao valor apurado para o FAM, a TRFCpós
será considerada igual a zero para efeito de cálculo do valor dos encargos do
mês de referência.” (NR)Art. 2º  A Seção 8 (Fundos
Constitucionais de Financiamento) do Capítulo 7 (Encargos Financeiros e Limites
de Crédito) do MCR passa a vigorar com as seguintes alterações:“Tabela 1: Encargos Financeiros para Financiamentos Rurais com
Recursos dos Fundos Constitucionais de Financiamento, contratados no período de
1º/7/2022 a 30/6/2023<table class="MsoTableGrid" cellspacing="0" cellpadding="0" border="1" style="border-collapse:collapse;border:medium none;"><tbody><tr><td rowspan="2" width="101" style="width:75.85pt;border:1pt solid windowtext;padding:0cm 5.4pt;">Fundo/Finalidade</td><td rowspan="2" width="87" style="width:64.95pt;border-color:windowtext windowtext windowtext currentcolor;border-style:solid solid solid none;border-width:1pt 1pt 1pt medium;padding:0cm 5.4pt;">Receita Bruta Anual</td><td rowspan="2" width="88" style="width:65.8pt;border-color:windowtext windowtext windowtext currentcolor;border-style:solid solid solid none;border-width:1pt 1pt 1pt medium;padding:0cm 5.4pt;">Fator de Programa (FP)</td><td colspan="4" width="347" valign="top" style="width:260.6pt;border-color:windowtext windowtext windowtext currentcolor;border-style:solid solid solid none;border-width:1pt 1pt 1pt medium;padding:0cm 5.4pt;">Taxas de Juros do Crédito Rural (até % a.a.)</td></tr><tr><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Prefixada</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Prefixada com Bônus</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Pós-fixada (*)</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">Pós-fixada com Bônus</td></tr><tr><td colspan="7" width="623" valign="top" style="width:467.2pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">Fundo Constitucional do Centro-Oeste (FCO)</td></tr><tr><td rowspan="3" width="101" valign="top" style="width:75.85pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">1
- Investimento, inclusive com custeio ou capital de giro associado</td><td width="87" style="width:64.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">até
R$16,0 milhões</td><td width="88" style="width:65.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,5605694</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,05</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,56</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">3,05 + FAM</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">2,59 + FAM</td></tr><tr><td width="87" style="width:64.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de
R$16,0 a R$90 milhões</td><td width="88" style="width:65.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,7668207</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">10,23</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,79</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">4,17 + FAM</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">3,75 + FAM</td></tr><tr><td width="87" style="width:64.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">acima
de R$90 milhões</td><td width="88" style="width:65.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,9677839</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">11,39</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">11,11</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">5,26 + FAM</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">5,00 + FAM</td></tr><tr><td rowspan="3" width="101" valign="top" style="width:75.85pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">2
- Custeio ou capital de giro e comercialização</td><td width="87" style="width:64.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">até
R$16,0 milhões</td><td width="88" style="width:65.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,6240302</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,41</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,87</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="87" style="width:64.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de
R$16,0 a R$90 milhões</td><td width="88" style="width:65.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,8514387</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">10,72</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">10,23</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="87" style="width:64.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">acima
de R$90 milhões</td><td width="88" style="width:65.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,0735489</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">12,00</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">11,69</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="101" valign="top" style="width:75.85pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">3
- Operações destinadas: a)
ao financiamento de projetos de conservação e proteção do meio ambiente,
recuperação de áreas degradadas ou alteradas, recuperação de vegetação nativa
e desenvolvimento de atividades sustentáveis no âmbito da Agricultura de Baixo
Carbono (ABC), e de áreas com produção certificada, nacional ou
internacionalmente, de baixa emissão ou neutralidade em carbono, com base em
evidências científicas, desde que o projeto não contemple abertura de novas
áreas a partir da supressão de matas/florestas nativas; b)
ao financiamento de projetos para inovação tecnológica nas propriedades
rurais, inclusive a geração de energia por fontes renováveis, observado que a
energia deve se destinar exclusivamente ao uso próprio na propriedade rural; c)
ampliação, modernização, reforma e construção de novos armazéns.</td><td width="87" style="width:64.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">não se aplica</td><td width="88" style="width:65.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,2855746</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,46</td><td width="88" style="width:65.7pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,22</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,55 + FAM</td><td width="86" style="width:64.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,32 + FAM</td></tr></tbody></table> <table class="MsoTableGrid" cellspacing="0" cellpadding="0" border="1" style="border-collapse:collapse;border:medium none;"><tbody><tr><td colspan="7" width="623" valign="top" style="width:467.2pt;border:1pt solid windowtext;padding:0cm 5.4pt;"><table class="MsoNormalTable" width="624" cellspacing="0" cellpadding="0" border="0" style="width:468pt;margin-left:3.5pt;border-collapse:collapse;"><tbody><tr style="height:21pt;"><td width="262" style="width:196.75pt;padding:0cm 3.5pt;height:21pt;">Fundo Constitucional do Nordeste (FNE)</td><td width="71" style="width:53.55pt;padding:0cm 3.5pt;height:21pt;"> </td></tr></tbody></table></td></tr><tr><td rowspan="3" width="113" style="width:84.8pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">1
- Investimento, inclusive com custeio ou capital de giro associado</td><td width="130" style="width:97.75pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">até
R$16,0 milhões</td><td width="105" style="width:78.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,5605694</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,79</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,49</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,86 + FAM</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,58 + FAM</td></tr><tr><td width="130" style="width:97.75pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de
R$16,0 a R$90 milhões</td><td width="105" style="width:78.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,7668207</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,51</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,24</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">2,54 + FAM</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">2,29 + FAM</td></tr><tr><td width="130" style="width:97.75pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">acima
de R$90 milhões</td><td width="105" style="width:78.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,9677839</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,22</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,05</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">3,21 + FAM</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">3,05 + FAM</td></tr><tr><td rowspan="3" width="113" style="width:84.8pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">2
- Custeio ou capital de giro e comercialização</td><td width="130" style="width:97.75pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">até
R$16,0 milhões</td><td width="105" style="width:78.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,6240302</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,01</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,68</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="130" style="width:97.75pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de
R$16,0 a R$90 milhões</td><td width="105" style="width:78.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,8514387</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,81</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,51</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="130" style="width:97.75pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">acima
de R$90 milhões</td><td width="105" style="width:78.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,0735489</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,59</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,40</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="113" style="width:84.8pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;text-align:justify;">3
- Operações destinadas: a)
ao financiamento de projetos de conservação e proteção do meio ambiente,
recuperação de áreas degradadas ou alteradas, recuperação de vegetação nativa
e desenvolvimento de atividades sustentáveis no âmbito da Agricultura de
Baixo Carbono (ABC), e de áreas com produção certificada, nacional ou
internacionalmente, de baixa emissão ou neutralidade em carbono, com base em
evidências científicas, desde que o projeto não contemple abertura de novas
áreas a partir da supressão de matas/florestas nativas; b)
ao financiamento de projetos para inovação tecnológica nas propriedades
rurais, inclusive a geração de energia por fontes renováveis, observado que a
energia deve se destinar exclusivamente ao uso próprio na propriedade rural;c)
ampliação, modernização, reforma e construção de novos armazéns.</td><td width="130" style="width:97.75pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">não se aplica</td><td width="105" style="width:78.95pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,2855746</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">6,82</td><td width="65" style="width:49.05pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">6,67</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,95</td><td width="72" style="width:53.8pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,81</td></tr></tbody></table> <table class="MsoTableGrid" cellspacing="0" cellpadding="0" border="1" style="border-collapse:collapse;border:medium none;"><tbody><tr><td colspan="7" width="623" valign="top" style="width:467.2pt;border:1pt solid windowtext;padding:0cm 5.4pt;"><table class="MsoNormalTable" width="624" cellspacing="0" cellpadding="0" border="0" style="width:468pt;margin-left:3.5pt;border-collapse:collapse;"><tbody><tr style="height:21pt;"><td width="262" style="width:196.75pt;padding:0cm 3.5pt;height:21pt;">Fundo Constitucional do Norte (FNO)</td><td width="71" style="width:53.55pt;padding:0cm 3.5pt;height:21pt;"> </td></tr></tbody></table></td></tr><tr><td rowspan="3" width="154" style="width:115.35pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">1
- Investimento, inclusive com custeio ou capital de giro associado</td><td width="90" style="width:67.3pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">até
R$16,0 milhões</td><td width="110" style="width:82.55pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,5605694</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,89</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,58</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,95
+ FAM</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,66
+ FAM</td></tr><tr><td width="90" style="width:67.3pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de
R$16,0 a R$90 milhões</td><td width="110" style="width:82.55pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,7668207</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,65</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,36</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">2,67
+ FAM</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">2,40
+ FAM</td></tr><tr><td width="90" style="width:67.3pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">acima
de R$90 milhões</td><td width="110" style="width:82.55pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,9677839</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,39</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,21</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">3,37
+ FAM</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">3,20
+ FAM</td></tr><tr><td rowspan="3" width="154" style="width:115.35pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;">2
- Custeio ou capital de giro e comercialização</td><td width="90" style="width:67.3pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">até
R$16,0 milhões</td><td width="110" style="width:82.55pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,6240302</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,12</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">7,77</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="90" style="width:67.3pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">de
R$16,0 a R$90 milhões</td><td width="110" style="width:82.55pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,8514387</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,96</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">8,64</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="90" style="width:67.3pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">acima
de R$90 milhões</td><td width="110" style="width:82.55pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">1,0735489</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,78</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">9,58</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">-</td></tr><tr><td width="154" style="width:115.35pt;border-color:currentcolor windowtext windowtext;border-style:none solid solid;border-width:medium 1pt 1pt;padding:0cm 5.4pt;text-align:justify;">3
- Operações destinadas: a)
ao financiamento de projetos de conservação e proteção do meio ambiente,
recuperação de áreas degradadas ou alteradas, recuperação de vegetação nativa
e desenvolvimento de atividades sustentáveis no âmbito da Agricultura de
Baixo Carbono (ABC), e de áreas com produção certificada, nacional ou
internacionalmente, de baixa emissão ou neutralidade em carbono, com base em
evidências científicas, desde que o projeto não contemple abertura de novas
áreas a partir da supressão de matas/florestas nativas; b)
ao financiamento de projetos para inovação tecnológica nas propriedades
rurais, inclusive a geração de energia por fontes renováveis, observado que a
energia deve se destinar exclusivamente ao uso próprio na propriedade rural;c)
ampliação, modernização, reforma e construção de novos armazéns.</td><td width="90" style="width:67.3pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">não
se aplica</td><td width="110" style="width:82.55pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,2855746</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">6,87</td><td width="63" style="width:47.6pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">6,71</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,99
+ FAM</td><td width="71" style="width:53.4pt;border-color:currentcolor windowtext windowtext currentcolor;border-style:none solid solid none;border-width:medium 1pt 1pt medium;padding:0cm 5.4pt;">0,85
+ FAM</td></tr></tbody></table>(*) Taxa pós-fixada
composta de parte fixa, acrescida do Fator de Atualização Monetária (FAM).” (NR)Art. 3º  Esta Resolução
entra em vigor em 1º de julho de 2022.Paulo Sérgio Neves de Souza Presidente
do Banco Central do Brasil, substituto</div>

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Resolução CMN N° 5.026

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