Open Finance Brasil
Informativo
•
23/09/2025
LEMBRETE – Marco de cenário feliz do produto Jornada Otimizada + Jornada Sem RedirecionamentoLEMBRETE – Go live da versão 3.3.0 da API Consentimento[Errata] Inclusão do escopo de Portabilidade na documentação de segurança referente ao DCR
Sumário Regulatório
LEMBRETE – Marco de cenário feliz do produto Jornada Otimizada + Jornada Sem RedirecionamentoLEMBRETE – Go live da versão 3.3.0 da API Consentimento[Errata] Inclusão do escopo de Portabilidade na documentação de segurança referente ao DCR
Conteúdo do Documento
LEMBRETE – Marco de cenário feliz do produto Jornada Otimizada + Jornada Sem Redirecionamento Reforçamos que, conforme compartilhado nos Informas #788 (“Divulgação do cronograma do produto Jornada Otimizada (JO)”, divulgado em 23/09/2025) e #816 (“Disponibilização do motor de conformidade para o produto Jornada Otimiza...
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Reforçamos que, conforme compartilhado nos Informas #788 (“<em>Divulgação do cronograma do produto Jornada Otimizada (JO)</em>”, divulgado em 23/09/2025) e #816 (“<em>Disponibilização do motor de conformidade para o produto Jornada Otimizada + Jornada Sem Redirecionamento</em>”, divulgado em 19/11/2025), <strong>o marco de cenário feliz de Jornada Otimizada (JO) + Jornada Sem Redirecionamento (JSR) ocorrerá em 10/12/2025.</strong><br/>
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Para este marco, será utilizado o motor de conformidade contemplando o cenário feliz de JO + JSR, cujos testes podem ser consultados na página do plano de testes desta API.<br/>
Para contabilização de sucesso, as instituições devem executar com sucesso o seguinte módulo de teste:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><em>optimised-journey_enrollments-core_test-module-v1.</em></li>
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<strong>Novos entrantes obrigatórios da JSR</strong> que sejam transmissores de dados <strong>estão dispensados dos marcos de certificação</strong> de JO + JSR, <strong>mas deverão concluir a implementação a tempo do início do piloto</strong>, previsto para ocorrer em 21/04/2026.<br/>
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As instituições que não atingirem sucesso no marco serão notificadas via tickets do Service Desk.<br/>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">LEMBRETE – <em>Go live</em> da versão 3.3.0 da API Consentimento</font></h1>
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Informamos que, conforme compartilhado no Informa #789 (“<em>Divulgação dos cronogramas de versionamento minor para as APIs de Dados do cliente</em>”, divulgado em 25/09/2025), em 08/12/2025, entre 00:00 e 23:59, as instituições deverão atualizar a versão da API Consentimento v3.3.0 no Diretório de Participantes.<br/>
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Reforçamos que, para este <em>go live</em>, é necessário sucesso nos testes divulgados no Informa #817 (<em>“LEMBRETE – Marco de 100% da API Consentimento”</em>, divulgado em 28/11/2025), sem necessidade do pedido de certificação.<br/>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">[Errata] Inclusão do escopo de Portabilidade na documentação de segurança referente ao DCR</font></h1>
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Em correção ao Informa #819 ("<em>Inclusão do escopo de Portabilidade na documentação de segurança referente ao DCR</em>", divulgado em 02/12/2025), informamos que o escopo “credit-portability” foi incluído no item 7.2 da página "<a href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fspaces%2FOF%2Fpages%2F1334116369%2FPT%2BOpen%2BFinance%2BBrasil%2BDynamic%2BClient%2BRegistration%2B-%2Bv2.1.0&data=05%7C02%7Cmatheus.morais%40chicagoadvisory.com.br%7C0848a0e2c8ed4928c47408de32782a07%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639003688873049733%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=cZUiAWh%2FR5Zm47RYiTCzbdAuDrVh1twQpO8b41t%2Baoc%3D&reserved=0" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;" target="_blank">Funções regulatórias para mapeamentos OpenID e OAuth2.1</a>" em “Escopos Permitidos” do papel regulatório “DADOS" – de acordo com a Resolução CMN n° 5.265 de 28/11/2025, que estabelece a inclusão do produto Portabilidade de Crédito no Open Finance. Vide tabela abaixo:<br/>
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<td class="mcnTextContent" style="padding: 0px 18px 9px;line-height: 100%;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;text-align: left;" valign="top">
<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">LEMBRETE – Marco de cenário feliz do produto Jornada Otimizada + Jornada Sem Redirecionamento</font></h1>
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Reforçamos que, conforme compartilhado nos Informas #788 (“<em>Divulgação do cronograma do produto Jornada Otimizada (JO)</em>”, divulgado em 23/09/2025) e #816 (“<em>Disponibilização do motor de conformidade para o produto Jornada Otimizada + Jornada Sem Redirecionamento</em>”, divulgado em 19/11/2025), <strong>o marco de cenário feliz de Jornada Otimizada (JO) + Jornada Sem Redirecionamento (JSR) ocorrerá em 10/12/2025.</strong><br/>
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Para este marco, será utilizado o motor de conformidade contemplando o cenário feliz de JO + JSR, cujos testes podem ser consultados na página do plano de testes desta API.<br/>
Para contabilização de sucesso, as instituições devem executar com sucesso o seguinte módulo de teste:
<ul>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><em>optimised-journey_enrollments-core_test-module-v1.</em></li>
</ul>
<strong>Novos entrantes obrigatórios da JSR</strong> que sejam transmissores de dados <strong>estão dispensados dos marcos de certificação</strong> de JO + JSR, <strong>mas deverão concluir a implementação a tempo do início do piloto</strong>, previsto para ocorrer em 21/04/2026.<br/>
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As instituições que não atingirem sucesso no marco serão notificadas via tickets do Service Desk.<br/>
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<a class="mcnButton" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fmailchi.mp%2F89f87452fce4%2Fopen-banking-informa-10145345%3Fe%3D14df6b9a60&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7Cd192943107c747a955f808de33578c3a%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639004648326249327%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=USN6HsAmX85JdG9ZxwcfaDxpYhIdeIzjtRD9wm9eJ7U%3D&reserved=0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar o Informa #788">Clique aqui para acessar o Informa #788</a>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">LEMBRETE – <em>Go live</em> da versão 3.3.0 da API Consentimento</font></h1>
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Informamos que, conforme compartilhado no Informa #789 (“<em>Divulgação dos cronogramas de versionamento minor para as APIs de Dados do cliente</em>”, divulgado em 25/09/2025), em 08/12/2025, entre 00:00 e 23:59, as instituições deverão atualizar a versão da API Consentimento v3.3.0 no Diretório de Participantes.<br/>
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Reforçamos que, para este <em>go live</em>, é necessário sucesso nos testes divulgados no Informa #817 (<em>“LEMBRETE – Marco de 100% da API Consentimento”</em>, divulgado em 28/11/2025), sem necessidade do pedido de certificação.<br/>
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<a class="mcnButton" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fus5.campaign-archive.com%2F%3Fu%3D49f5ff8910ce85bdb1d9a7864%26id%3D77ab64e883&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7Cd192943107c747a955f808de33578c3a%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639004648326315656%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=KdqzkjdlTE5x9%2FouQcNEOsxOxM%2F1p3k8tlmnW3yn7pg%3D&reserved=0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar o Informa #817">Clique aqui para acessar o Informa #817</a>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">[Errata] Inclusão do escopo de Portabilidade na documentação de segurança referente ao DCR</font></h1>
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Em correção ao Informa #819 ("<em>Inclusão do escopo de Portabilidade na documentação de segurança referente ao DCR</em>", divulgado em 02/12/2025), informamos que o escopo “credit-portability” foi incluído no item 7.2 da página "<a href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fspaces%2FOF%2Fpages%2F1334116369%2FPT%2BOpen%2BFinance%2BBrasil%2BDynamic%2BClient%2BRegistration%2B-%2Bv2.1.0&data=05%7C02%7Cmatheus.morais%40chicagoadvisory.com.br%7C0848a0e2c8ed4928c47408de32782a07%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C639003688873049733%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=cZUiAWh%2FR5Zm47RYiTCzbdAuDrVh1twQpO8b41t%2Baoc%3D&reserved=0" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;" target="_blank">Funções regulatórias para mapeamentos OpenID e OAuth2.1</a>" em “Escopos Permitidos” do papel regulatório “DADOS" – de acordo com a Resolução CMN n° 5.265 de 28/11/2025, que estabelece a inclusão do produto Portabilidade de Crédito no Open Finance. Vide tabela abaixo:<br/>
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody>
</table><table border="0" cellpadding="0" cellspacing="0" class="mcnImageBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%">
<tbody class="mcnImageBlockOuter">
<tr>
<td class="mcnImageBlockInner" style="padding: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" valign="top">
<table align="left" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%">
<tbody><tr>
<td class="mcnImageContent" style="padding-right: 0px;padding-left: 0px;padding-top: 0;padding-bottom: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" valign="top">
<img align="center" alt="" class="mcnImage" src="https://mcusercontent.com/49f5ff8910ce85bdb1d9a7864/images/7ca5e44a-f21d-2111-1040-1edcc2263b62.jpg" style="max-width: 497px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="497"/>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody>
</table><table border="0" cellpadding="0" cellspacing="0" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%">
<tbody class="mcnTextBlockOuter">
<tr>
<td class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" valign="top">
<!--[if mso]>
<table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
<tr>
<![endif]-->
<!--[if mso]>
<td valign="top" width="598" style="width:598px;">
<![endif]-->
<table align="left" border="0" cellpadding="0" cellspacing="0" class="mcnTextContentContainer" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%">
<tbody><tr>
<td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;" valign="top">
</td>
</tr>
</tbody></table>
<!--[if mso]>
</td>
<![endif]-->
<!--[if mso]>
</tr>
</table>
<![endif]-->
</td>
</tr>
</tbody>
</table><table border="0" cellpadding="0" cellspacing="0" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;" width="100%">
<tbody class="mcnDividerBlockOuter">
<tr>
<td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
<table border="0" cellpadding="0" cellspacing="0" class="mcnDividerContent" style="min-width: 100%;border-top: 2px solid #FFD249;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%">
<tbody><tr>
<td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
<span></span>
</td>
</tr>
</tbody></table>
<!--
<td class="mcnDividerBlockInner" style="padding: 18px;">
<hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
</td>
</tr>
</tbody>
</table></td>
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