LEMBRETE – Go live da v2.2.0 da API Pagamentos automáticosNova política de onboarding de instituições no Open FinanceService Desk – Alterações nas categorias do processo de OnboardingAtualização do Guia de Experiência do Usuário - versão 16.00.00
Sumário Regulatório
LEMBRETE – Go live da v2.2.0 da API Pagamentos automáticosNova política de onboarding de instituições no Open FinanceService Desk – Alterações nas categorias do processo de OnboardingAtualização do Guia de Experiência do Usuário - versão 16.00.00
Conteúdo do Documento
Clique aqui para acessar o Informa #767 Clique aqui para acessar o Informa #783 Clique aqui para acessar o Informa #804 Nova política de onboarding de instituições no Open Finance Informamos que, a partir de 06/11/2025, entra em vigor a nova política de onboar...
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
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Informamos que, a partir de 06/11/2025, entra em vigor a nova política de <em>onboarding </em>de instituições no Open Finance Brasil. A política prevê a realização de testes em produção para todas as modalidades de participação previamente ao lançamento de produtos e serviços aos clientes finais.<br/>
<br/>
Durante o período de testes em produção, a instituição participante será monitorada pela Associação Open Finance e deverá obter sucesso nos critérios de sucesso específicos para cada modalidade de participação, produto ou serviço, podendo tratar de:
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<br/>
<strong>Restrição de recursos e habilitação de usuários para testes</strong><br/>
Durante o período de testes em produção, os novos produtos, funcionalidades ou marcas deverão ser disponibilizados apenas para uma base controlada e variável de usuários, que poderá incluir funcionários ou prestadores de serviço de instituições participantes, funcionários ou prestadores de serviço da<br/>
<br/>
Associação Open Finance e servidores do Banco Central do Brasil.<br/>
Instituições provedoras de dados e serviços (transmissoras, detentoras e credoras originais) devem configurar a restrição de recurso no Diretório de Participantes no momento de publicação do recurso em produção.
<ul>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Nova marca: <em>Flag </em>no servidor de autorização</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Novo produto ou funcionalidade em produto existente: Metadado na Família de API</li>
</ul>
Após essa etapa, a instituição deverá indicar, por meio de formulário disponibilizado pela Associação Open Finance no portal do desenvolvedor, a relação de usuários (CPFs) que deverão ser habilitados pelas consumidoras de dados e serviços (receptoras, iniciadoras e proponentes) para a realização de testes.<br/>
<br/>
<u>A aplicação da restrição é de <strong>responsabilidade das instituições consumidoras de dados</strong></u>, que deverão implementar mecanismo de consulta de restrição de recursos e habilitação dos usuários indicados pelas provedoras. A consulta desses usuários poderá ocorrer através de API que será disponibilizada para as instituições pela Associação Open Finance.<br/>
<br/>
<strong>Prazos de implementação de mecanismo de restrição e habilitação de usuários</strong><br/>
<u>Instituições consumidoras de dados deverão implementar os mecanismos de habilitação de usuários para testes em produção até <strong>06/02/2026</strong></u>
<ul>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">O <em>onboarding</em> de transmissoras e detentoras poderá ocorrer sem restrição de usuários até essa data. A partir de então, passará a ocorrer exclusivamente com a aplicação do fluxo de restrição;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">O <em>onboarding</em> de receptoras e iniciadoras não depende deste fluxo para restrição de usuários e, portanto, os testes em produção deverão ocorrer com restrição imediata.</li>
</ul>
<strong>Processo de solicitação de participação de <em>onboarding</em></strong><br/>
As instituições interessadas deverão abrir um chamado na categoria Requisições > Processo de <em>onboarding</em> > Solicitação de interesse de participação<br/>
<br/>
Informações adicionais sobre a política de <em>onboarding </em>podem ser consultadas no portal do desenvolvedor. Para dúvidas sobre a nova política<em>, </em>recomendamos abertura de chamado no Service Desk.
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<a class="mcnButton" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fx%2FOICcNw&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C59a2075c8d2f4ddaa1e608de17ead4c7%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C638974494738552688%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=hXBjT%2BMF7wlnJQMD5EEB5Fh%2B1H%2BWZsEp3sP0kBDo1tA%3D&reserved=0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique para acessar as diretrizes gerais da política onboarding no Open Finance Brasil">Clique para acessar as diretrizes gerais da política onboarding no Open Finance Brasil</a>
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<td class="mcnTextContent" style="padding: 0px 18px 9px;line-height: 100%;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;text-align: left;" valign="top">
<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">Service Desk – Alterações nas categorias do processo de <em>Onboarding</em></font></h1>
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Informamos que, no dia 06/11/2025, serão aplicadas as seguintes alterações na categoria de Processo de <em>Onboarding</em> do Service Desk.
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Remoção das categorias:</li>
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<img align="center" alt="" class="mcnImage" src="https://mcusercontent.com/49f5ff8910ce85bdb1d9a7864/images/f69f2085-0443-ee0c-14d4-871263c13c03.jpg" style="max-width: 546px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="546"/>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" value="2">Adição de novos campos nas categorias existentes:</li>
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<img align="center" alt="" class="mcnImage" src="https://mcusercontent.com/49f5ff8910ce85bdb1d9a7864/images/a0964b5a-190c-3b96-93c6-f41141cf04fc.jpg" style="max-width: 546px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="546"/>
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<td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;" valign="top">
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" value="3">Criação das novas categorias:</li>
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<img align="center" alt="" class="mcnImage" src="https://mcusercontent.com/49f5ff8910ce85bdb1d9a7864/images/c54eb3a1-d531-30e9-63b9-65dc8e62dacd.jpg" style="max-width: 547px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="547"/>
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<td class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;" valign="top">
<br/>
As instituições que utilizam integrações com o <strong>Service Desk</strong> devem consultar as informações sobre os formulários das categorias mencionadas nos itens <strong>2</strong> e <strong>3</strong> nos artigos disponíveis na <strong>FAQ: API SysAid</strong>.<br/>
<br/>
Esses materiais contêm orientações detalhadas sobre os campos, parâmetros e requisições necessárias para a correta utilização das integrações.<br/>
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Em caso de dúvidas referentes a esta atualização, recomendamos a abertura de um chamado na plataforma do Service Desk.<br/>
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<a class="mcnButton" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fservicedesk.openbankingbrasil.org.br%2F&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C59a2075c8d2f4ddaa1e608de17ead4c7%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C638974494738584710%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=x4HvVyJBJbZ50yLriKWaZrquYwywEHQIk9fEjt9I%2Foc%3D&reserved=0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique para acessar o Service Desk">Clique para acessar o Service Desk</a>
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<a class="mcnButton" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fservicedesk.openfinancebrasil.org.br%2FKBFAQTree.jsp%3FmenuFlag%3Dssp&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C59a2075c8d2f4ddaa1e608de17ead4c7%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C638974494738597974%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=4Op1dXf32RPONdCR%2F7hpGNEs%2F8gZF5jq2McNoVUQixo%3D&reserved=0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique para acessar o FAQ: API SysAid">Clique para acessar o FAQ: API SysAid</a>
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<td class="mcnTextContent" style="padding: 0px 18px 9px;line-height: 100%;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;text-align: left;" valign="top">
<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">Atualização do Guia de Experiência do Usuário - versão 16.00.00</font></h1>
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Informamos que o time de UX disponibilizou hoje, dia 30/10/25, uma nova versão do Guia de Experiência do Usuário (v16.00.00). Esta atualização de versão inclui:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><span role="presentation">Alterações no cenário de Jornada otimizada em Transferências Inteligentes, e Jornada Sem Redirecionamento (JSR); </span></li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><span role="presentation">Alterações nos cenários de Múltiplos Aprovadores, <em>Hybrid flow</em> com <em>hand-off</em> e Transações Temporizadas em Pagamentos; </span></li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><span role="presentation">Inclusão das seções de Comunicação e Notificações para Múltiplos Aprovadores e Transações Temporizadas em Pagamentos; </span></li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><span role="presentation">Inclusão da seção da Área de Gestão para Transações Temporizadas em Pagamentos. </span></li>
</ul>
Os ajustes presentes nesta atualização do Guia encontram-se na página “<em>Changelog</em> - Guia de Experiência do Usuário”. <br/>
Importante: Essa versão do Guia de UX poderá ser monitorada a partir de 90 dias da data da publicação. <br/>
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<a class="mcnButton" href="https://bra01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fopenfinancebrasil.atlassian.net%2Fwiki%2Fspaces%2FOF%2Fpages%2F1081442305%2FGuia%2Bde%2BExperi%2Bncia%2BOpen%2BFinance%2BBrasil&data=05%7C02%7Clara.aline%40chicagoadvisory.com.br%7C3cc1931f3574490ef83908de17eca4c1%7C7531e8b3c928494b9b897ee3d353272d%7C0%7C0%7C638974502348947858%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=qMxoiDwqWdcO4pZ7HGacCQRnrdJrgstuqAt2AaOywjI%3D&reserved=0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar o Guia de Experiência do Usuário">Clique aqui para acessar o Guia de Experiência do Usuário</a>
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