Open Finance Brasil
Informativo
•
23/09/2025
LEMBRETE - Disponibilização da versão rc.2 do motor de conformidade para API Pagamentos automáticosLançamento da v1.0.0 (estável) da API Portabilidade de Crédito Pessoal Clean (CPC)Divulgação do cronograma do produto Jornada Otimizada (JO)
Sumário Regulatório
LEMBRETE - Disponibilização da versão rc.2 do motor de conformidade para API Pagamentos automáticosLançamento da v1.0.0 (estável) da API Portabilidade de Crédito Pessoal Clean (CPC)Divulgação do cronograma do produto Jornada Otimizada (JO)
Conteúdo do Documento
Lançamento da v1.0.0 (estável) da API Portabilidade de Crédito Pessoal Clean (CPC) Comunicamos que, em 23/09/2025, foi publicada a versão 1.0.0 (estável) das especificações do produto Portabilidade de Crédito Pessoal Clean (CPC), as quais estão disponíveis na área do desenvolvedor em: Especificações de APIs > Portabilidade de Crédito - PC > [PC] API - Portabilid...
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">Lançamento da v1.0.0 (estável) da API Portabilidade de Crédito Pessoal <em>Clean</em> (CPC)</font><br/>
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Comunicamos que, em 23/09/2025, foi publicada a versão 1.0.0 (estável) das especificações do produto Portabilidade de Crédito Pessoal <em>Clean</em> (CPC), as quais estão disponíveis na área do desenvolvedor em:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Especificações de APIs > Portabilidade de Crédito - PC > [PC] API - Portabilidade de crédito - CPC > v1.0.0 - [PC] Portabilidade de Crédito - CPC.</li>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Informações sobre o cronograma de implementação, certificação e piloto, bem como a data de <em>go live</em>, podem ser encontradas no<strong> Informa #783</strong> (<em>“Atualização do cronograma de certificação e homologação do produto Portabilidade de Crédito Pessoal Clean (CPC)”, </em>enviado em 01/09/2025).<br/>
Para mais detalhes, sugerimos acessar os links de documentação abaixo:</p>
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<a class="mcnButton" href="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/1141637284/Informa+es+T+cnicas+-+PC+Portabilidade+de+Cr+dito+-+CPC+-+v1.0.0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar a v1.0.0 da API Portabilidade de Crédito Pessoal Clean (CPC)">Clique aqui para acessar a v1.0.0 da API Portabilidade de Crédito Pessoal Clean (CPC)</a>
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<a class="mcnButton" href="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/1141637306/Changelog+-+PC+Portabilidade+de+Cr+dito+-+v1.0.0+-+v1.0.0-rc.1" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar o Changelog entre as versões 1.0.0-rc.1 e 1.0.0">Clique aqui para acessar o Changelog entre as versões 1.0.0-rc.1 e 1.0.0</a>
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<a class="mcnButton" href="https://mailchi.mp/5364a31d530d/open-banking-informa-10144928?e=14df6b9a60" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar o Informa #783">Clique aqui para acessar o Informa #783</a>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">Divulgação do cronograma do produto Jornada Otimizada (JO)</font><br/>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br/>
Informamos que o cronograma de implementação do produto Jornada Otimizada foi aprovado e ocorrerá conforme as datas abaixo:</p>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"> </h1>
<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Os marcos de certificação (100%) ficaram definidos da seguinte forma:</p>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">API Consentimentos:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Marco de certificação (100%): 03/12/2025;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Referente ao motor disponível em 17/11/2025.<br/>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">JO + Jornada sem redirecionamento (JSR):
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Marco de certificação (100%): 22/01/2026;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Referente aos cenários “feliz” e “infeliz” disponíveis em 08/01/2026.<br/>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">JO + Pagamentos automáticos:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Marco de certificação (100%): 22/01/2026;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Referente aos cenários “feliz” e “infeliz” disponíveis em 08/12/2025.</li>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Os módulos de testes serão divulgados posteriormente.</p>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">Lançamento da v1.0.0 (estável) da API Portabilidade de Crédito Pessoal <em>Clean</em> (CPC)</font><br/>
<font color="#008080"><!--EndFragment--><!--EndFragment--><!--EndFragment--><!--EndFragment--></font></h1>
<h1 style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;"> </h1>
Comunicamos que, em 23/09/2025, foi publicada a versão 1.0.0 (estável) das especificações do produto Portabilidade de Crédito Pessoal <em>Clean</em> (CPC), as quais estão disponíveis na área do desenvolvedor em:
<ul>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Especificações de APIs > Portabilidade de Crédito - PC > [PC] API - Portabilidade de crédito - CPC > v1.0.0 - [PC] Portabilidade de Crédito - CPC.</li>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Informações sobre o cronograma de implementação, certificação e piloto, bem como a data de <em>go live</em>, podem ser encontradas no<strong> Informa #783</strong> (<em>“Atualização do cronograma de certificação e homologação do produto Portabilidade de Crédito Pessoal Clean (CPC)”, </em>enviado em 01/09/2025).<br/>
Para mais detalhes, sugerimos acessar os links de documentação abaixo:</p>
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<a class="mcnButton" href="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/1141637284/Informa+es+T+cnicas+-+PC+Portabilidade+de+Cr+dito+-+CPC+-+v1.0.0" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar a v1.0.0 da API Portabilidade de Crédito Pessoal Clean (CPC)">Clique aqui para acessar a v1.0.0 da API Portabilidade de Crédito Pessoal Clean (CPC)</a>
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<a class="mcnButton" href="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/pages/1141637306/Changelog+-+PC+Portabilidade+de+Cr+dito+-+v1.0.0+-+v1.0.0-rc.1" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar o Changelog entre as versões 1.0.0-rc.1 e 1.0.0">Clique aqui para acessar o Changelog entre as versões 1.0.0-rc.1 e 1.0.0</a>
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<a class="mcnButton" href="https://mailchi.mp/5364a31d530d/open-banking-informa-10144928?e=14df6b9a60" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar o Informa #783">Clique aqui para acessar o Informa #783</a>
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<a class="mcnButton" href="https://openfinancebrasil.atlassian.net/wiki/spaces/OF/calendars" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar a página Calendários">Clique aqui para acessar a página Calendários</a>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080"><!--StartFragment--></font></h1>
<h1 style="text-align: left;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"><font color="#008080">Divulgação do cronograma do produto Jornada Otimizada (JO)</font><br/>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br/>
Informamos que o cronograma de implementação do produto Jornada Otimizada foi aprovado e ocorrerá conforme as datas abaixo:</p>
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<h1 style="text-align: justify;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;"> </h1>
<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Os marcos de certificação (100%) ficaram definidos da seguinte forma:</p>
<ul>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">API Consentimentos:
<ul>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Marco de certificação (100%): 03/12/2025;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Referente ao motor disponível em 17/11/2025.<br/>
</li>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">JO + Jornada sem redirecionamento (JSR):
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Marco de certificação (100%): 22/01/2026;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Referente aos cenários “feliz” e “infeliz” disponíveis em 08/01/2026.<br/>
</li>
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">JO + Pagamentos automáticos:
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<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Marco de certificação (100%): 22/01/2026;</li>
<li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Referente aos cenários “feliz” e “infeliz” disponíveis em 08/12/2025.</li>
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<p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Os módulos de testes serão divulgados posteriormente.</p>
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<a class="mcnButton" href="https://openfinancebrasil.atlassian.net/wiki/spaces/DraftOF/calendars" style="font-weight: bold;letter-spacing: normal;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;" target="_blank" title="Clique aqui para acessar a página calendários da Área do Desenvolvedor">Clique aqui para acessar a página calendários da Área do Desenvolvedor</a>
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